Once a User Report is created in the Edit - User Reports menu option, you may preview the user report or generate the report on the Reports - User Reports menu option. The following is an example of an Income and Expense.

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The amounts which are displayed in <> indicates a credit or negative figure. You may change this negative amount indicator to a minus sign (-) to prefix your amounts or set it to display a D (for Debit) or a C (for Credit) in the Setup - Preferences - Data Parameters menu option.